Islamic teaching does not allow a fixed return on capital, as charging and receiving interest (riba) is forbidden. As a Sharia’a compliant bank, all our products and services avoid riba.

The relationship between us, Islamic Bank of Britain and you, our customer, is based on sharing risk – and sharing the rewards from the financing and investments we make on your behalf. The returns are based on the amount of profit realised from each transaction.

The main arrangements in Islamic finance are Musharaka, Mudaraba, Murabaha and Ijara. For more information, see our Glossary of Islamic Terms.